by Michelle Haigh | Sep 29, 2025 | Small Claims Court, Insurance Subrogation, Collections, Precision Paralegal Services
The Great Paint Fiasco: A Mostly True Tale of Subrogation, Spilled Secrets, and Small Claims Court In insurance subrogation, you see a bit of everything – leaky roof, fender-benders, runaway dishwashers… and sometimes, two neighbours, one roller, and a can of...
by Michelle Haigh | Sep 23, 2025 | RSLA, Small Claims Court, Unsecured Lending, Secured Lending, Equipment Finance, Auto Finance, Precision Paralegal Services
TSSEA meets the RSLA: How a PPSA Lienholder Gets the Asset Back and the Bill Correct If your collateral is sitting in a tow yard, you’ve got two paths under Ontario’s Repair and Storage Liens Act (RSLA), one for when they still have your vehicle (possessory lien) and...
by Michelle Haigh | Sep 16, 2025 | Equipment Finance, Auto Finance, Precision Paralegal Services, Unsecured Lending, Small Claims Court, Secured Lending
The New Ontario Small Claims Limit: More Than a Headline – A Strategic Advantage for Lenders The upcoming increase to the Ontario Small Claims Court limit ($50k as of October 1, 2025) isn’t just a change in numbers – it’s a shift in strategy for lenders....
by Michelle Haigh | Sep 9, 2025 | Asset Based Lending, Equipment Finance, Auto Finance, Precision Paralegal Services, RSLA
When Your Asset’s Being Held Hostage Under the RSLA It’s a scenario we see far too often: your financed vehicle or equipment has been towed, maybe after a breakdown or an accident, and suddenly it’s sitting in a yard racking up daily storage fees. You call to arrange...
by Michelle Haigh | Sep 1, 2025 | Insurance Subrogation, Collections, Precision Paralegal Services
When Insurance Meets Alien Invasion: A Subrogation Story The other night, my geeky husband and I got into one of those “what if” conversations. He’d been rewatching an old sci-fi series, and over dinner he turned to me with a straight face and asked, “So, Michelle,...
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