Case Study · Debt Recovery
Updating a Creditor’s Name to Continue Collecting an Older Judgment
A motion to update the creditor’s legal name cleared the way for garnishment and payments over an extended period on an older Ontario judgment.
Experienced representation for Ontario Small Claims Court matters up to $50,000, with clear strategy, practical advice, and focused advocacy at every stage.
A focused approach that moves each matter from early assessment to resolution.
We review the facts, documents, legal issues, and available remedies to identify the strongest path forward.
We organize the evidence, prepare the required court materials, and build a clear, persuasive case.
We represent you through negotiation, settlement conferences, motions, and trial with practical, results-focused advocacy.
Whether it's a broken contract or an unpaid invoice, we apply the same rigorous standard of precision to every file.
Recovering outstanding invoices, private loans, and commercial debts efficiently.
Enforcing terms in service agreements, supply contracts, and vendor/dealer disputes.
Litigating damage to property against responsible Third Parties, or against uninsured drivers.
As of October 1, 2025, the Ontario Small Claims Court can hear claims for money or the return of property valued at $50,000 or less, excluding interest and costs — up from the previous $35,000 limit. Read our breakdown of what the new $50,000 limit means for lenders. In Alberta Provincial Court (Civil/Small Claims) the monetary jurisdiction is $100,000.00 and in British Columbia Provincial Court (Small Claims Court), the limit is $35,000.00. Read our breakdown of what the new limit in Ontario means for lenders.
While not required, in Ontario, Paralegals are licensed by the Law Society of Ontario and can specialize in Small Claims procedures and can provide cost-effective, professional representation that often yields higher success rates. In Alberta, we are permitted to assist in Small Claims Court matters pursuant to the Courts of Justice Act S. 62(1)(ab). In British Columbia we can assist in all Small Claims Court matters with permission under the Innovation Sandbox program administered by the Law Society of British Columbia.
Timelines vary by jurisdiction and complexity, but most cases move from filing to a settlement conference within 4 to 8 months. A full trial may take longer.
The winning party is often awarded a portion of their legal costs and disbursements, though the court typically limits these to 15% of the claim amount.
Pursuing a claim elsewhere? See our Alberta or British Columbia Small Claims Court pages.
From Closed Files
Explore the circumstances, approach and outcome of representative matters.
Case Study · Debt Recovery
A motion to update the creditor’s legal name cleared the way for garnishment and payments over an extended period on an older Ontario judgment.
Case Study · Debt Recovery
After attempts at the registered office were unsuccessful, a corporate debt claim progressed to judgment and a director’s examination in aid of enforcement.
Case Study · Commercial Defence
Defence preparation, document briefs and witness preparation supported a successful trial result for a custom home builder and an individual defendant.
Case Study · Debt Recovery
Searches of a venue’s operating name and connected numbered company informed the defendants named in a claim that proceeded to default judgment.
Case Study · Insurance Subrogation
A demand, corporate search and served claim led to full payment in two instalments from a collision business, followed by closure of the court file on consent.
Case Study · Commercial Defence
Requests for supporting documents and settlement discussions resolved a towing claim against a financing company without a hearing.
Case Study · Insurance Subrogation
Bank tracing identified an enforcement opportunity against one of two collision judgment debtors. Garnishment proceeded and funds were recovered.
Case Study · Insurance Subrogation
After more than two years of searches found no employment to garnish, an unpaid collision judgment led to a request to suspend the debtor’s driver’s licence.
Case Study · Insurance Subrogation
A collision recovery involving an electrical contracting business reached a negotiated lump sum settlement and signed release through insurer correspondence, without filing a court claim.
Case Study · Debt Recovery
A staffing agency obtained judgment for unpaid invoices from a manufacturing client, followed by enforcement proceedings to pursue the debt.
Case Study · Debt Recovery
A homeowner’s claim against a renovation contractor and an associated individual resulted in judgment and full payment, including the costs awarded.
Case Study · Insurance Subrogation
After paying a commercial vehicle collision claim, an insurer pursued recovery directly against the corporate trucking or logistics operator identified as responsible.
Case Study · Debt Recovery
Court proceedings and continued collection efforts produced a partial recovery for a lending company after a borrower defaulted on a short-term loan.
Case Study · Debt Recovery
A commercial lender’s claim continued against a corporate borrower and an estate after the individual associated with the debt passed away.
Case Study · Debt Recovery
A vehicle rental company pursued an unpaid balance through the court process, with pre-judgment interest tracked as the matter progressed.
Case Study · Commercial Defence
A financing company defended a claim connected to a vehicle sale and financing arrangement. The matter closed following a resolution involving a partial payment.
Case Study · Debt Recovery
Corporate searches, asset tracing and direct negotiations helped an insurer resolve an auto repair dispute through a paid lump sum settlement.
Case Study · Debt Recovery
Persistent tracing identified a debtor’s employment with an overseas company. Garnishment was initiated and the insurer ultimately recovered in full.
Case Study · Debt Recovery
A demand letter and served claim led to an agreed payment schedule, formalized by consent, with the insurer’s claim ultimately paid in full.
Case Study · Debt Recovery
An upfront claim package and cost assessment helped a financial services client decide whether to pursue a company and a connected individual.
Case Study · Insurance Subrogation
How skip tracing, an assessment hearing and ongoing wage garnishment helped an insurer recover funds after a collision claim.
Case Study · Debt Recovery
A litigation search revealed competing claims against a corporate debtor, helping a business assess whether further collection steps were worthwhile.
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The information on this site is not legal advice, and you should not rely upon it as such. If you have a legal question, you should always consult with a paralegal or lawyer. Even if you use this site or consult with us, remember that we are not retained to represent you and no paralegal-agent-client relationship exists unless and until you receive written confirmation from us.
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BC Innovation Sandbox
Precision Paralegal Services team member Michelle Haigh has been accepted into the Law Society of British Columbia Innovation Sandbox. Our services to you are not provided by a lawyer regulated by the Law Society of British Columbia and as a result:
For more information about the Law Society's innovation sandbox visit lawsociety.bc.ca.
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