The situation
A lender advanced funds to a small childcare business and an individual associated with it under a signed funding agreement. After default, the lender referred the matter to Precision Paralegal Services for recovery.
Our approach
We filed a civil claim. When the defendants did not respond, we obtained a Certificate of Default Judgment and a Writ of Enforcement, then registered the writ in Alberta’s Personal Property Registry.
When voluntary payment did not follow, we used skip tracing to locate the debtor’s bank and employer. Garnishee summonses were issued against both the bank account and the employer.
The garnishments produced a series of payments over roughly a year, leading to full satisfaction of the judgment. We then prepared and filed a Satisfaction of Judgment and arranged discharge of the personal property registration.
The outcome
The default judgment was collected in full through multiple garnishment payments, formally satisfied with the court and followed by discharge of the registration.
What this case illustrates
The recovery continued after judgment. In this matter, identifying both banking and employment information created two avenues for garnishment. Continued collection over multiple payments led to full satisfaction and completion of the court and registry steps.
This anonymized summary omits identifying details to protect confidentiality. It describes one matter, not a guarantee of a similar outcome. Every matter depends on its facts and applicable law. This is general information, not legal advice.