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Case Study · Debt Recovery

Tracing a Remote Worker’s Employment Leads to Full Recovery

Persistent tracing identified a debtor’s employment with an overseas company. Garnishment was initiated and the insurer ultimately recovered in full.

Small ClaimsInsurance RecoveryJudgment EnforcementWage GarnishmentSkip Tracing

The situation

An insurance company asked Precision Paralegal Services to recover a claim after a driver was found responsible for a loss.

Our approach

We filed and served the claim and obtained judgment. Our team then carried out repeated skip tracing over an extended period to identify potential sources of recovery.

Employment tracing, a property search and bank tracing eventually identified that the debtor had taken remote employment with a company based overseas while apparently continuing to reside locally.

Following confirmation of employment, a Notice of Garnishment and supporting documents were prepared and served on the employer. Garnishment was initiated, and the client was subsequently able to recover in full.

The outcome

Garnishment was initiated following confirmation of the debtor’s employment, and the client ultimately recovered in full.

What this case illustrates

Employment arrangements can change during enforcement. Persistent tracing helped identify a new avenue for recovery in this matter. The result illustrates the value of following up on a debtor’s circumstances rather than treating an initial unsuccessful search as the end of the process.

This anonymized summary omits identifying details to protect confidentiality. It describes one matter, not a guarantee of a similar outcome. Every matter depends on its facts and applicable law. This is general information, not legal advice.

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