Case Study · Insurance Subrogation
A collision claim settled on a six-month payment schedule. The debtor made every payment on time, and the court action was withdrawn after receipt of the full settlement amount.
AlbertaStructured SettlementsPayment ArrangementsSettlement Completion
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A collision recovery involving an electrical contracting business reached a negotiated lump sum settlement and signed release through insurer correspondence, without filing a court claim.
Pre-Litigation SettlementDemand LettersCommercial Vehicles
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A Saskatchewan collision claim against a ranch company and an individual driver ended in a negotiated settlement, paid in full, with a signed release.
SaskatchewanCross-Province RecoveryCorporate DefendantsNegotiated Settlement
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Subrogation
A mostly-true subrogation story about a paint job gone wrong, and how Small Claims Court delivers fast, quiet, cost-effective recovery for insurers in fact-heavy property-damage files.
September 29, 2025 · 4 min read · Michelle Haigh
Case Study · Insurance Subrogation
How skip tracing, an assessment hearing and ongoing wage garnishment helped an insurer recover funds after a collision claim.
Small ClaimsJudgment EnforcementWage GarnishmentSkip Tracing
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An insurer pursued a roofing contractor for damage caused during work on a building. Settlement payment and a signed release were followed by withdrawal of the action.
AlbertaRoofing ContractorsProperty DamageNegotiated Settlement
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A water-damage claim against a plumbing and heating company resolved through a partial settlement, followed by a signed release and withdrawal of the court action.
AlbertaWater DamageDocument ExchangePartial Recovery
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Bank tracing identified an enforcement opportunity against one of two collision judgment debtors. Garnishment proceeded and funds were recovered.
Small ClaimsBank GarnishmentSkip TracingMultiple Debtors
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Subrogation
A lighthearted look at subrogation during an alien invasion. From property damage to auto claims, see how liability and recovery always apply.
September 1, 2025 · 3 min read · Michelle Haigh