Business loan recovery
Review loan documents, advances, payments and adjustments to establish the lending account your organization seeks to recover.
Explore this serviceFor Financial Institutions & Business Lenders
Give your lending portfolio a clear recovery strategy.
Practical recovery support for financial institutions and business lenders managing defaulted loans, unpaid balances and commercial lending disputes.
Ontario Alberta British Columbia
Support for your industry
Make each recovery decision from a complete account picture.
A defaulted business account can involve several agreements, changing balances and more than one potential party. The lending records, guarantees and information about repayment prospects all matter when deciding how to proceed.
We help lending and recovery teams review those records, identify gaps and assess a proportionate next step. A clear scope, file budget and reporting approach support decisions on a single account or an ongoing portfolio.
Lending and guarantee claims
Assess the relevant agreements, party details and guarantee records before a claim route and scope are discussed.
Explore this serviceJudgment recovery planning
Consider current debtor information, prior recovery efforts and the expected cost of further collection steps on an unpaid judgment.
Explore this serviceThe province, agreement, parties and type of claim guide the available process. We review these with your team before recommending a course of action.
Schedule a consultation
Let’s discuss your lending portfolio.
Tell us about your institution, the lending accounts involved and what your recovery team needs.
Helpful for our first conversation
- Executed loan documents, amendments and guarantees
- Advance records, transaction ledger and balance calculation
- Borrower and guarantor identity details
- Default notices, payment correspondence and existing proceedings
A brief overview is enough to start. We’ll discuss how to provide the supporting records.
Thank you
Consultation request received.
Our team will review your request and follow up to arrange a consultation.
Illustrative scenarios
The kinds of matters
we can discuss.
These examples show the issues a first conversation may cover. For actual file histories and outcomes, see the published case studies below.
A business loan enters default
Illustrative scenario: a lender refers an account after agreed repayments stop. The loan documents, ledger, notices and available business information help the team review the balance and potential recovery approach.
Several linked agreements need review
Illustrative scenario: a credit file contains amendments, a guarantee and a disputed balance. The records are organized together to identify the relevant parties, obligations and issues before further action is considered.
The recovery knowledge centre
Information for your
next recovery decision.
Watch the issues explained
3:25Video · Michelle Haigh
Small Claims Court Limits in Ontario, Alberta and BC
Compare the monetary limits in Ontario, Alberta and British Columbia and learn how court selection affects recovery strategy.
Watch video
2:54Video · Michelle Haigh
Accounts Receivable Recovery for Medium and Large Businesses
Learn how structured accounts receivable recovery can help businesses protect revenue and improve cash flow.
Watch videoRead the practical perspective
Article · Small Claims
The New Ontario Small Claims Limit: More Than a Headline – A Strategic Advantage for Lenders
Discover how Ontario's $50,000 Small Claims Court limit empowers lenders to recover larger debts faster and more cost-effectively, with strategic insights from Precision Paralegal Services.
Read article
Article · Debt Recovery
Personal Guarantees in Alberta: The Fine Print That Can Make or Break Your Case
For Alberta lenders and finance teams, a signed personal guarantee is only the start. Review acknowledgment certificates, contract terms and recovery evidence before suing.
Read article
Article · Debt Recovery
Why Filing a Proof of Claim in a Consumer Proposal Matters
Don't lose hope when a borrower files a Consumer Proposal. Learn why filing a Proof of Claim is essential to receive dividends, keep your creditor rights, and protect your debt recovery options if the proposal fails.
Read articleFrom published files
Relevant recovery
experience.
Explore the facts, decisions and outcomes of these published files, with the connection to your industry explained for each.
A commercial lender collected a loan judgment through bank and wage garnishment.
Case Study · Debt Recovery
Full Collection of an Alberta Loan Judgment Through Bank and Wage Garnishment
Bank and employment tracing supported garnishment that fully satisfied a commercial loan judgment over a series of payments, followed by court satisfaction and discharge of the registration.
AlbertaCommercial LendingBank GarnishmentWage GarnishmentFull Recovery
Read case study A commercial financing claim was paid in full after filing and service on the business and individual defendant.
Case Study · Debt Recovery
Full Payment of an Alberta Commercial Financing Claim After Service
A recreation business financing claim was paid in full by bank draft after a civil claim was filed and served on the business and the individual defendant.
AlbertaCommercial FinancingPersonal ServiceFull Recovery
Read case study Questions from your industry
Before you refer
a matter.
Start with the questions that matter to your team, then speak with us about your specific circumstances.
Discuss Your Lending AccountsCan you review business lending portfolios?
Yes. Tell us the types of loans, provinces, typical balances and expected referral volume. We can discuss intake, file budgets and reporting while reviewing each account for the evidence, parties and recovery prospects involved.
Can a guarantee be reviewed with the loan claim?
Provide the guarantee and any related execution records with the lending agreement. Its terms, documentation and the circumstances of the matter need to be assessed before any claim involving a guarantor is recommended.
How do you approach accounts with uncertain recovery prospects?
The balance alone does not determine whether further action makes sense. Available debtor information, disputed issues, supporting records and expected costs all inform the discussion about a proportionate next step.
Can our team agree on budgets before referring files?
We can discuss the fee approach, expected steps, referral criteria and reporting before work begins. The scope and budget for a matter should reflect the records, issues and recovery objectives for that account.
Put the next step in perspective
Let’s discuss your lending portfolio.
Tell us about your institution, the lending accounts involved and what your recovery team needs.