Debt Recovery
A judgment debtor said there was no money to pay. The records told a different story. A recovery lesson for lenders and insurers in Ontario, Alberta and BC.
October 28, 2026 · 5 min read · Michelle Haigh
Debt Recovery
For Alberta lenders and finance teams, a signed personal guarantee is only the start. Review acknowledgment certificates, contract terms and recovery evidence before suing.
October 20, 2026 · 4 min read · Michelle Haigh
Debt Recovery
A lender's judgment recovery took three employers and repeated garnishment steps. What this file teaches corporate creditors about persistence, costs and enforcement.
October 16, 2026 · 4 min read · Michelle Haigh
Debt Recovery
Compare small claims limits in Ontario, Alberta and BC, plus recovery prospects, legal costs and the consequences of reducing a commercial debt claim.
October 5, 2026 · 5 min read · Michelle Haigh
Debt Recovery
Weigh recovery prospects, evidence, costs and timing when deciding how to pursue unpaid commercial invoices, business accounts and lending debts.
September 27, 2026 · 4 min read · Michelle Haigh
Debt Recovery
Don't lose hope when a borrower files a Consumer Proposal. Learn why filing a Proof of Claim is essential to receive dividends, keep your creditor rights, and protect your debt recovery options if the proposal fails.
October 25, 2025 · 2 min read · Michelle Haigh
Debt Recovery
A lighthearted look at the five things a debtor can say that make collecting on a judgment quick and painless — and how to be ready to act when a debtor's finances improve.
August 27, 2025 · 2 min read · Michelle Haigh